Effective date: April 7, 2026
These Terms of Service ("Terms") govern your access to and use of SPEEDER.AI ("Speeder", "the Service"), operated by Reflective Investments L.L.C-FZ, a limited liability company registered in Meydan Free Zone, Dubai, United Arab Emirates (License No. 2418796.01) ("we", "us", "our"). By using Speeder, you agree to these Terms. If you do not agree, do not use the Service.
You must be at least 18 years old to use Speeder. You are responsible for your account, connected services, and all activity under your account. You must provide accurate information and keep access credentials secure. You must promptly notify us of unauthorized account access.
Speeder is an AI-powered autonomous company management platform. Depending on your configuration and enabled features, the Service may:
You are responsible for reviewing outputs, monitoring costs, and controlling permissions and integrations. Speeder acts as your authorized agent when performing actions on connected services.
Speeder is not a law firm, financial advisor, or regulated fiduciary. Do not rely on Speeder as your sole source for legal, medical, tax, or regulatory decisions.
Connected services fall into two categories:
User-connected services. External services you connect via OAuth or API credentials (for example, GitHub, Stripe, X/Twitter, LinkedIn, Meta). You authorize Speeder to access and use these connections to provide the Service.
Platform-managed services. For certain features, Speeder may operate shared platform accounts on your behalf (for example, a shared advertising account for Meta Ads or Google Ads). In these cases, Speeder acts as your authorized agent using platform-owned credentials. You remain responsible for the content and targeting of campaigns run on your behalf, and for compliance with the applicable platform's policies.
You are responsible for permissions granted to Speeder in those services. You must comply with third-party platform terms. We are not liable for third-party outages, suspensions, policy changes, or API limitations.
You may not use Speeder to:
Paid plans are billed through Stripe and may include recurring subscriptions and usage-based components. Pricing shown in-product controls if any summary text conflicts. Subscriptions renew automatically until canceled. Cancellations apply at the end of the active billing period unless stated otherwise at checkout.
In addition to subscription fees, certain features incur usage-based charges including advertising spend (see Section 5A) and on-demand task credits.
By saving a payment method, you authorize Speeder to charge it for both recurring subscription fees and usage-based charges without requiring additional confirmation for each charge. Payments are non-refundable except as required by law. We may update pricing or packaging prospectively.
If you enable advertising features, Speeder will create and manage digital advertising campaigns on your behalf using a platform-managed advertising account.
(a) Ad Spend Authorization. By enabling advertising features and setting a budget, you authorize Speeder to create advertising campaigns, ad sets, and individual ads on your behalf; spend up to your configured budget on advertising, plus an applicable platform fee (currently 20%); and charge your saved payment method for incurred ad spend and platform fees.
(b) Budget Limits. Speeder will not exceed your configured budget. Advertising platforms may deliver spend at varying rates, and actual charges may fluctuate around the budget amount.
(c) Platform Fee. A platform fee (currently 20%) is applied to all ad spend. For example, a $100 budget results in approximately $80 allocated to ad spend and $20 as a platform fee. We may adjust the fee rate prospectively with notice.
(d) Content Responsibility. While Speeder's AI agents create ad content autonomously, you are ultimately responsible for ensuring ad content and targeting comply with applicable advertising platform policies. Speeder is not liable for ad disapprovals, account restrictions, or policy violations imposed by the advertising platform.
(e) Refunds. Ad spend that has been committed to advertising platforms is non-refundable. Platform fees on delivered ad spend are non-refundable. If a campaign is paused or terminated before the budget is fully spent, no charge will be made for unspent portions.
If you use Speeder to accept payments from your customers (via payment links or subscription links), the following terms apply:
(a) Speeder's Role. Speeder acts as a technology platform that facilitates payment processing between you and your customers. Speeder is not a bank, money transmitter, or merchant of record. Payments are processed by Stripe under Stripe's terms of service. You are the merchant of record for transactions with your customers.
(b) Platform Fee. Speeder charges a platform fee (currently 20%) on all customer payments received through the Service. We may adjust the fee rate prospectively with notice.
(c) Hold Period. Funds from customer payments are subject to a hold period (currently 14 days) before becoming available for withdrawal. This hold protects against chargebacks and fraud.
(d) Withdrawals via Stripe Connect. To withdraw funds, you must create a Stripe Connect Express account, which requires identity verification (KYC) as required by Stripe and applicable law. Stripe's terms of service and Stripe's Connected Account Agreement apply to your Express account.
(e) Recurring Customer Subscriptions. If you create subscription products, your customers will be billed on a recurring basis through Stripe until they cancel. You are responsible for compliance with applicable auto-renewal laws. Speeder provides the technical infrastructure but does not assume your compliance obligations to your customers.
(f) Refunds, Chargebacks, and Disputes. If a customer payment is refunded or disputed (including chargebacks), the full gross amount will be deducted from your company balance, including any platform fee already retained. If your balance is insufficient, you are responsible for the shortfall. Repeated chargebacks or disputes may result in suspension of payment features.
(g) Tax Reporting. You are solely responsible for reporting income received through the Service to applicable tax authorities. Speeder may issue tax information forms where required by law. Speeder does not provide tax advice.
Speeder may send outbound emails in several contexts:
Operational emails. Service communications related to authentication, billing, onboarding, and account activity.
Business communications. If you configure email automation features, Speeder may send emails on your behalf to individuals you specify, using AI-generated content. You are responsible for ensuring you have the legal basis to contact each recipient.
Follow-up emails. Automated follow-up emails may be sent after an initial outbound message if no response is received. Follow-up frequency is rate-limited.
Outbound communications are rate-limited and include opt-out mechanisms. Recipients may opt out of further communications at any time.
Speeder operates certain functions on automated schedules without requiring per-execution approval, including:
By enabling features that involve scheduled operations (such as advertising, outreach, or nightly agent runs), you authorize Speeder to execute these operations on the configured schedule. You may disable specific features at any time through your account settings.
You retain ownership of content you provide and, as between you and Speeder, outputs generated specifically for your use. Speeder retains ownership of the platform, software, model orchestration, templates, and underlying technology.
You grant Speeder a license to host, process, and use your content to operate and improve the Service. You represent that you have rights to content you provide and authorize us to process it.
Speeder uses multiple AI models and services to generate content, including text, images, code, and marketing materials.
(a) No Guarantee of Accuracy. AI-generated content may contain errors, inaccuracies, or inappropriate material. You are responsible for reviewing all generated content before use, publication, or distribution.
(b) Advertising Content. AI-generated content used in advertising campaigns is subject to the advertising platform's content policies. Speeder is not liable for content rejections, ad disapprovals, or policy violations arising from AI-generated advertising content.
(c) Intellectual Property. As between you and Speeder, you own outputs generated for your use, subject to any rights retained by the underlying AI model providers in their respective terms of service. You represent that you will not use AI-generated content in ways that infringe third-party intellectual property rights.
Multiple users may belong to the same company with different roles (such as owner, admin, or viewer). The company owner is responsible for managing team membership, permissions, and access controls. Speeder is not responsible for unauthorized access resulting from the owner's failure to manage team permissions. If a company ownership dispute arises, Speeder may freeze the account until the dispute is resolved and may rely on the account holder of record.
(a) Subdomains and Landing Pages. Each company may be assigned a subdomain (for example, yourcompany.speeder.ai) with an auto-generated landing page built by the Engineer agent. These pages are hosted by Speeder and may be publicly accessible and indexed by search engines.
(b) Content Responsibility. You are responsible for all content displayed on your subdomain landing page, including AI-generated content. Speeder may remove or disable access to content that violates these terms, applicable law, or third-party rights.
(c) Post-Termination. Subdomains and landing pages are disabled upon account termination. Speeder does not guarantee continued availability of any subdomain or URL after termination.
Speeder provides a library of pre-built startup idea templates ("Idea Templates") that you may browse, select, and use as a starting point for building a company on the platform.
(a) Informational Purposes Only. Market size estimates, revenue model suggestions, target audience descriptions, difficulty ratings, and other data associated with Idea Templates are provided for informational and inspirational purposes only. They are not validated market research, financial projections, or investment advice. Speeder does not guarantee the accuracy, completeness, or current relevance of any Idea Template data.
(b) No Exclusivity. Idea Templates are available to all users. Multiple users may build companies from the same template. Speeder does not guarantee exclusivity of any idea, concept, or business model.
(c) Your Responsibility. You are solely responsible for conducting your own market research, validating business assumptions, and making business decisions. Choosing to build from an Idea Template does not create any advisory, fiduciary, or consulting relationship between you and Speeder.
The Speeder Marketplace allows users to list and acquire AI-powered companies built on the platform.
(a) Speeder's Role. Speeder acts solely as a technology platform facilitating marketplace listings and communications between buyers and sellers. Speeder is not a broker, agent, fiduciary, or party to any marketplace transaction. Speeder does not endorse, verify, or guarantee any listing, valuation, revenue claim, or business representation made by sellers.
(b) Seller Representations. If you list a company for sale, you represent that all information in your listing is accurate and not misleading, including revenue, metrics, traffic data, and business descriptions. You are solely responsible for the accuracy of your listing.
(c) Buyer Due Diligence. If you acquire a company through the Marketplace, you are solely responsible for conducting due diligence. Speeder does not verify seller claims, audit financials, or guarantee the future performance of any listed company.
(d) Transaction Terms. The specific terms of any acquisition (price, asset transfer, post-sale support) are between the buyer and seller. Speeder may facilitate asset transfer within the platform but is not liable for disputes between buyers and sellers.
(e) Marketplace Fees. Speeder may charge listing fees, transaction fees, or commissions on marketplace transactions. Applicable fees will be disclosed before you commit to a transaction.
In compliance with the EU AI Act (Regulation 2024/1689), specifically Article 50 transparency obligations effective August 2, 2026:
(a) AI Interaction Disclosure. Speeder's AI agents are artificial intelligence systems. When you interact with Speeder's agents or receive outputs from them, you are interacting with AI, not humans.
(b) Content Labeling. Content generated by Speeder's AI agents (including text, images, code, emails, social media posts, and advertisements) is AI-generated. Where technically feasible, AI-generated images include machine-readable metadata indicating they were created by AI. You should not remove such metadata or present AI-generated content as human-created in contexts where such disclosure is required by law.
(c) Your Disclosure Obligations. If you publish AI-generated content in contexts where applicable law requires disclosure (such as deepfakes, synthetic media, or content published to inform the public on matters of public interest), you are responsible for adding appropriate labels or disclosures.
Our data practices are described in our Privacy Policy. By using Speeder, you consent to service communications related to authentication, account activity, billing, and operations.
Speeder uses cookies and similar technologies for security, authentication, core functionality, diagnostics, and marketing attribution. By continuing to use Speeder, you acknowledge this cookie usage. You can manage cookies through your browser settings, but disabling required cookies may impact core product functionality.
Speeder is provided "as is" and "as available," without warranties of any kind, express or implied, including fitness, merchantability, non-infringement, or uninterrupted availability. We do not guarantee that advertising campaigns will achieve specific results, that ads will be approved by advertising platforms, or that AI-generated content will be error-free.
To the maximum extent permitted by law, Speeder and its affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, data, goodwill, or business interruption.
Our aggregate liability for claims arising out of or relating to the Service will not exceed the greater of (a) amounts you paid to Speeder for platform fees and subscriptions (excluding pass-through advertising spend and third-party service charges) in the 12 months before the event giving rise to liability, or (b) $100 USD.
Without limiting the above, Speeder will not be liable for: advertising spend charged to your payment method and passed through to advertising platforms; actions taken by AI agents within the scope of your configured permissions and settings; content generated by AI models that is rejected, removed, or flagged by third-party platforms; or customer payment disputes, chargebacks, or refunds processed through the Service.
You agree to indemnify and hold harmless Speeder from claims, losses, and expenses arising from: your use of the Service and your content; actions taken by agents within your configured permissions; advertising content created or distributed on your behalf; outbound communications sent on your behalf or at your direction; content displayed on your subdomain; disputes with your customers arising from payment processing or chargebacks; and your violation of these terms, applicable law, or third-party terms of service.
These Terms are governed by and construed in accordance with the laws of the Emirate of Dubai and the applicable federal laws of the United Arab Emirates, without regard to conflict-of-law principles.
Before filing a claim, both parties agree to attempt informal resolution for at least 30 days by contacting legal@speeder.ai. If unresolved, disputes will be submitted to the exclusive jurisdiction of the courts of the Dubai International Financial Centre (DIFC) or, where applicable, the competent courts of Dubai.
To the fullest extent permitted by applicable law, any dispute will be resolved on an individual basis. Class actions, collective actions, and representative proceedings are not permitted under these Terms.
We may suspend or terminate access if we reasonably believe your use creates legal, security, abuse, or operational risk, or violates these terms.
Upon termination: active advertising campaigns will be paused immediately (no charge will be made for unspent budget); all scheduled agent operations will cease; you may export your data during a 30-day post-termination period; after 30 days, data may be permanently deleted.
Speeder respects the intellectual property rights of others. If you believe content hosted on or generated through the Service infringes your copyright, you may submit a notice to our designated agent at legal@speeder.ai with the following information:
We will respond to valid notices in accordance with applicable law, including the US Digital Millennium Copyright Act (DMCA) where applicable, and may remove or disable access to allegedly infringing content.
Speeder may offer features labeled as "beta," "experimental," "preview," or similar. These features are provided as-is without warranty. Beta features may be modified, suspended, or discontinued at any time without notice. Your use of beta features is at your own risk, and the limitation of liability in Section 11 applies with full force.
Neither party will be liable for failure or delay in performance to the extent caused by events beyond its reasonable control, including natural disasters, acts of government, pandemics, wars, terrorism, riots, labor disputes, power failures, internet or telecommunications outages, cyberattacks, or actions of third-party service providers. This provision does not excuse payment obligations.
We may update these terms periodically. The "Effective date" above reflects the current version. We will notify you of material changes by email or a prominent notice on the Service at least 14 days before the changes take effect. Continued use after an update constitutes acceptance of the updated terms.
Entire agreement. These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and Speeder regarding the Service and supersede all prior agreements, proposals, or representations.
Severability. If any provision of these Terms is held to be unenforceable or invalid, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
Waiver. Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision. Any waiver must be in writing and signed by us.
Assignment. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction. Any attempted assignment in violation of this section is void.
No third-party beneficiaries. These Terms do not create any third-party beneficiary rights.
Headings. Section headings are for convenience only and have no legal effect.
Reflective Investments L.L.C-FZ
Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.
Questions: contact@speeder.ai
Legal notices: legal@speeder.ai
Policy version: 2026-04-07